Who we are?

Eleving Consumer Finance is a dynamic and international FinTech company dedicated to empowering diverse communities worldwide. Our mission is to create access to innovative and sustainable financial solutions, driving upward social mobility.

We are at the forefront of financial inclusion, serving markets where traditional banking falls short. Our reach extends across 7 countries, encompassing the Balkan Europe region, including Moldova, North Macedonia, Albania, and the Southern Africa region, covering Namibia, Botswana, Zambia, and Lesotho.

In most of the markets we enter, cash economy conditions are prevalent, making our comprehensive online and offline customer service experiences a unique offering. With a presence spanning multiple continents, our international team of over 1100+ dedicated professionals forms our greatest asset.

From more than 180+ branches, we offer a diverse array of flexible financial products, providing the means for individuals and communities to thrive, and we are constantly expanding our footprint.

About Us - Who we are
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PRODUCTS & BRANDS
Kredo
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Consumer Loans

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Founded: 2017
Kredo.al is a Financial Institution providing a scope of financial services, including payday and consumer loans operating in emerging markets. Based on the proven experience in the industry and head office in Tirane, the company aims to offer consumer finance and micro finance services to private individuals with the most convenient borrowing process for the customer. Kredo team consists of financial, IT, and customer care professionals who are experts in their field.

Albaniawww.kredo.al
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Consumer Loans

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Founded: 2017
Sebo.md is a micro finance organization in the Republic of Moldova specializing in short and long term non-guaranteed loans. Sebo.md is the fastest growing company and it is working to build and expand the branch network to be available to customers in both Chisinau and other regions. At Sebo branches You can receive cash in just minutes. The main purpose of Sebo.md is to help customers quickly in the event of an unforeseen financial situation.

Moldovawww.sebo.md
Sebo
Tigo Finance
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Consumer Loans

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Founded: 2017
Tigo Finance is a (NBFI) non-banking financial institution with high ethical and professional standards and customer-centric culture. Tigo team considers themselves as a modern company that applies innovative and top of the line technology dedicated to its clients by offering simplest, quickest, and most accessible solutions for micro-financing to individuals.

North Macedoniawww.tigo.mk
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Consumer Loans

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Founded: 2017
ExpressCredit is one of the leading microlenders in Botswana. We operate a multi-channel lending platform for individuals underserved by mainstream financiers. A combination of new technologies and a vast network of branches, and more than 400 direct sales agents have helped ExpressCredit Botswana to build a sizeable, well-performing loan portfolio. As a good corporate citizen, our goal is to help people in need of short-term and long-term financial assistance.

Botswanawww.expresscredit.co.bw
ExpressCredit Botswana
ExpressCredit Namibia
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Consumer Loans

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Founded: 2017
We operate a multi-channel lending platform for private and government sector employees underserved by mainstream financiers. ExpressCredit Namibia is a game-changer and one of the fastest microlenders in the country. A combination of new technologies, mobile sales and a network of branches and direct sales positions us well for growth and building a sizeable, well-performing loan portfolio.

Namibiawww.expresscredit.com.na
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Consumer Loans

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Founded: 2017
We operate a multi-channel lending platform for private and government sector employees underserved by mainstream financiers. ExpressCredit is a game-changer and one of the fastest microlenders in the country. A combination of new technologies, mobile sales and a network of branches and direct sales positions us well for growth and building a sizeable, well-performing loan portfolio.

Zambiawww.expresscredit.co.zm
ExpressCredit Zambia
ExpressCredit Lesotho
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Consumer Loans

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Founded: 2017
ExpressCredit is one of the leading microlenders. We operate a multi-channel lending platform for individuals underserved by mainstream financiers. A combination of new technologies and a vast network of branches, and more than 400 direct sales agents have helped ExpressCredit to build a sizeable, well-performing loan portfolio. As a good corporate citizen, our goal is to help people in need of short-term and long-term financial assistance.

Lesothowww.expresscredit.co.ls